Premium Support Scheme (PSS)
The Premium Support Scheme (PSS) is a federal Government initiative to assist eligible doctors to meet the cost of their medical indemnity insurance.
Who is eligible?
To be eligible for the PSS, you must be a medical practitioner and fall into one of the following groups:
- Your gross indemnity costs for the premium period exceed 7.5% of your actual income or, where a calculation is being made as to the amount of an advance subsidy, 7.5% of your estimated income.
- You work as a procedural general practitioner in an area that is classified by the Department of Health and Ageing as Remote, Rural or Metropolitan (RRMA) codes 3–7.
- You previously received a subsidy under the Government’s Medical Indemnity Subsidy Scheme (MISS), and continue to work in the same specialty.
- Your practice is based primarily on public billings but you are in a practice category that includes private medical practice and you receive some income from that private practice (and you are not indemnified for that private practice under a right to private practice agreement). Your gross private medical income must be greater than $1,000 within the premium period to be eligible.
- You are currently in Category 68 Employer Indemnified - No Private Practice; you are practicing within Australia during the premium period and your practice is based solely on employer indemnified public practice billings; your gross private medical income (GPMI) for the premium period is $0; and a component of your current gross indemnity costs (GIC) relates to run-off cover for past private practice.
Mandatory Risk Management Requirements
To retain your PSS subsidy and avoid recovery by Medicare Australia, you must participate in and satisfactorily complete risk management training and/or activities that MIPS considers to be appropriate, within the premium period. Click here to view our
Risk Education section.
Further Information
For a more detailed description of the PSS, along with definitions and FAQ's, please refer to the Department of Health & Ageing website, or call Member Services on 1800 061 113.
External Link: Dept of Health & Ageing Website - PSS